EPF Balance Check – PF Balance Check With And Without UAN Number
EPF Balance Check

Ways to Check Your PF Balance: Step-by-Step Guide and Methods: There are multiple ways to check your pf balance, both with and without UAN. They are listed as follows:

How to PF Balance With UAN?

PF Balance Check Using EPFO Portal

To check EPF balance, make sure that the employer has activated your Universal Account Number (UAN). UAN is a unique identification number provided for all employees enrolled under the EPF scheme. All employees should have only one UAN during their working life irrespective of the companies they change. UAN is important as the entire process related to the EPF services are now operated online. Thanks to UAN, accessing your PF account services, such as withdrawal, checking EPF balance, and EPF loan application is easy.

Once your UAN number is activated, follow these steps:

Step 1: Go to the EPFO portal. Go to the tab ‘Our Services’ and choose the option that says “For Employees” from the drop-down menu.

Step 2: Now, click on the option ‘Member passbook’ under “Services.”

Step 3: A login page will appear. Enter your UAN number and password here after it has been activated.

Step 4: Select the ‘Member ID’ and click on the ‘View Password [Old: Full]’ option.

Step 5: Your PF details will be displayed on the screen.

Step 6: You can print this passbook by clicking on the ‘Download Passbook’ option.

PF Balance Check Using the UMANG/EPFO App

Employees can check their EPF balance on their phones by downloading the Unified Mobile Application for New-age Governance (UMANG) app. Aside from checking EPF balances, the app allows you to file and track claims. Members must complete a one-time registration using their UAN-registered cellphone number to access the app.

Let’s have a look at how you can use the UMANG app to view your EPF transactions:

  • Download the UMANG app from Google Play Store or App Store.
  • Select the “EPFO” option listed under ‘All Services’ tab.

Under ‘Employee Centric Service’, click on ‘ View Passbook’

How to Check PF Balance Without UAN?

PF Balance Check by Sending an SMS

Once the UAN is integrated with your KYC details, follow these steps:

  1. Send an SMS to mobile number – 7738299899.
  2. The message will be sent in the format ‘EPFOHO UAN ENG‘.

You’ll have to set your preferred language of communication in the SMS. Just use the first three characters of your preferred language to do so. If you wish to receive updates in English, use the first three characters of the word English, i.e. EPFOHO UAN ENG. If you want to receive the message updates in Marathi, then type in EPFOHO UAN MAR. 

This facility is available in the following languages:

  • English (ENG)
  • Hindi (HIN)
  • Punjabi (PUN)
  • Gujarati (GUJ)
  • Marathi (MAR)
  • Kannada (KAN)
  • Telugu (TEL)
  • Tamil (TAM)
  • Malayalam (MAL)
  • Bengali (BEN)

You can use check balance by sending SMS only when your UAN is active and seeded with your bank account, Aadhaar number and PAN. If you have not linked your UAN with your bank account, Aadhaar and PAN, you must complete the eKYC with UAN to check your balance via SMS.

PF Balance Check Through a Missed Call

You can inquire about your EPF balance by giving a missed call to the authorised phone from your registered mobile number. This service is only available upon the integration of your UAN with your KYC details. If you are unable to do this, you can take the help of your employer.

Once the UAN  is integrated with your KYC details, follow the steps mentioned below:

  1. Give a missed call to 9966044425 from your registered mobile number.
  2. After placing a missed call, you will receive an SMS with your PF details.

You must ensure that the following requirements are fulfilled before you check your EPF balance check through missed call: 

You do not have to pay any charge to avail of the EPF balance check through mobile number service.

Things to remember

Is e-Nomination Process for PF Account Mandatory?

The Employees’ Provident Fund Organisation (EPFO) has not mandated fore-nomination for PF accounts. However, it is recommended to do an e-nomination for the PF account as it helps your nominees to take the EPF account after your death and secure your loved ones.

How to Submit an e-Nomination in EPFO?

  • Visit the UAN Member e-Sewa portal.
  • Enter the UAN number, password, captcha code and ‘Sign In’ button.
  • Now, select the ‘E-nomination’ option under the ‘Manage’ tab.
  • Click on ‘Yes’ to update the family declaration.
  • Now add the family member’s details in the e-nomination form by clicking on ‘Add Family Details’. More than one nominee can also be added.
  • Click on ‘Nomination Details’ to declare the total amount of share.
  • Next, click on ‘Save EPF Nomination’.
  • Lastly, click on ‘E-sign’ to generate OTP and submit the OTP received on the mobile number linked with Aadhaar.

The e-nomination process is now complete.

How to Check PF Balance without Registered Mobile Number?

You don’t need your registered mobile number every time to check your PF balance. You only require UAN and password to login and check the PF status. Check out the simple process below: 

Step 1: Go to PF passbook portal website and login with your UAN and password.

How to Check PF Balance without Registered Mobile Number

Step 2: Now select the PF account for which you want to check your PF balance and click on view PF passbook old.

Step 3: Now you can see the total employee balance and employer balance in your PF account, and you can also check the pension balance in the last column of the PF passbook.

view PF passbook old

Step 4: If you want to check yearly PF contributions then click on the view passbook (new: yearly) option.