Is your PF being deposited every month?
Provident Fund contributions are intended to be deposited with EPFO each month, but a salary slip deduction alone does not prove credit. Here is a practical guide to verify monthly deposits and actions if payments are missing.
How to check your PF deposits
Steps to confirm your contribution record:
- Gather your UAN (Universal Account Number) and log in to the EPFO member portal or the unified PF site.
- Open your PF passbook for the current year and review each month’s entry for contributions.
- Check that the employer code and your details match and that the deduction appears under the PF entry.
- If any month shows no credit or an anomaly, flag it and contact your HR or payroll team for clarification.
What to do if deposits are missing
- Request a written explanation from your employer with the month, amount, and PF account details.
- Preserve salary slips, passbook screenshots, and all related correspondence as evidence.
- If the employer does not deposit after your inquiry, file a formal grievance with EPFO.
Filing a grievance with EPFO
Use the EPFO Grievance Management System (EPFiGMS) to raise the issue. You will typically need your UAN, a linked mobile number, employer details, and documents such as salary slips.
- Submit the grievance online and monitor its progress. EPFO will communicate with the employer to correct the records.
- If there is no timely resolution, you can escalate to the regional PF Commissioner.
Tips to prevent future gaps
- Keep your UAN activated and linked to your identity documents.
- Review monthly contributions in your passbook and verify consistent remittance by the employer.
- When changing jobs, consider PF transfer to consolidate savings and avoid gaps.
