Five credit cards offer the best cashback schemes

Amazon Pay ICICI Credit Card offers 5 percent cashback on Amazon for PRIME members, 3 percent cashback on Amazon for non-PRIME Members, 2 percent cashback on 100-plus Amazon partner merchants and 1 percent cashback on other transactions. This is a lifetime free credit card.

Axis Bank Ace Credit Card offers 5 percent cashback on Google Pay recharges and bill payments, 5 per cent cashback on BigBasket and Grofers, 4 percent on Swiggy, Zomato and Ola, 2 percent flat cashback on all other spends. The annual fee is Rs 499 on this credit card.

Flipkart Axis Bank Credit Card offers 5 percent cashback on Flipkart, Myntra and 2GUD, 4 percent cashback at select merchants and 1.5 percent cashback across other categories. The annual fee is Rs 500 on this credit card.

HSBC Cashback Credit Card offers 5 percent cashback on all online spending (excluding wallet reloads) and 1 percent cashback on other spends. You can earn cashback on EMI transactions at listed merchants. The annual fee is Rs 750 on this credit card.

HDFC Millenia Credit Card offers 5 percent cashback on Amazon and Flipkart, 5 per cent cashback on Flight & Hotel bookings via PayZapp and SmartBuy, 2.5 percent cashback on other online transactions with a minimum transaction of Rs 2,000 and 1 percent cashback on offline spends and wallet reload. The annual fee is Rs 1,000 on this credit card.

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