Selling gold in 2026? Here’s how much tax you may have to pay on your profits!
Tax on Selling Gold in India (2026)
| Instrument / Situation | Holding Period | Tax Treatment | Tax Rate |
| Physical Gold Physical Gold | Sold within 24 months | STCG | As per your Income Tax Slab |
| Sold after 24 months | LTCG | 12.5% without indexation | |
| ETFs ETFs | Sold within 12 months | STCG | As per your Income Tax Slab |
| Sold after 12 months | LTCG | 12.50% | |
| Digital Gold & Mutual Funds Digital Gold & Mutual Funds | Sold within 24 months | STCG | As per your Income Tax Slab |
| Sold after 24 months | LTCG | 12.5% without indexation | |
| Gift From Specified Relatives** | N/A | Tax Free | Nil |
| Gift From Non-Relatives** | N/A | Gift Tax | Taxable as per Slab if > ₹50,000 |
| Sovereign Gold Bonds – Interest | N/A | Interest Income | As per your Income Tax Slab |
| SGB – Redeemed After Maturity | 8 Years | Capital Gains | Fully Exempt* |
| SGB – Redeemed Before Maturity SGB – Redeemed Before Maturity | Sold within 12 months | STCG | As per your Income Tax Slab |
| Sold after 12 months | LTCG | 12.50% |
**Capital gains tax applies only when gold is sold.
*SGB tax exemption applies only if bought in the original issue and held till maturity.
₹1.25 lakh LTCG exemption applies only to equity, not gold or silver. Gold LTCG is taxed at 12.5% without indexation. SGB gains are tax-free only if held till 8-year maturity. 3% GST applies only to physical gold purchases.
