Capital gains tax is not the same for every asset.
Here’s a quick LTCG vs STCG cheat sheet to save before you invest.
Income Tax Slab Rates
| Assets Sold | Long Term Capital Gain LTCG Income Tax Rates |
| Equity Matual Funds | 12.5% |
| Listed Equity Shares | 12.5% |
| Debt Matual Funds pre april 1, 2023 investments | 12.5% without indexation |
| Debt Mutual Funds post april 1, 2023 investments | slab rate |
| Real Estate Property | 12.5% without indexation |
| Precius Metals (Gold, Silvar, ETC) | 12.5% without indexation |
| Unlisted Shares | 12.5% without indexation |
| Transfer of REIT and InvIT units (if listed) | 12.5% |
| Transfer of REIT and InvIT (if unlisted) | 12.5% without indexation |
STCG SLAB RATES
| Assets Sold | Short Term Capital Gain (STCG) Tax Rate |
| Equity Mutual Funds | 20% |
| Listed Equity Shares | 20% |
| Debt Mutual Funds pre april 1, 2023 investments | Slab Rates |
| Debt Mutual Funds post April 1, 2023 investments | Slab Rates |
| Real Estate Property | Slab Rates |
| Precious Metals (Gold, silver, etc | Slab Rates |
| Unlisted Shares | Slab Rates |
| Transfer of REIT and Invit units (if listed) | 20% |
| Transfer of REIT and Invit units (if unlisted) | Slab Rates |
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