Rs 25 lakh from Rs 3 lakh.

Insurance Investment

Insurance policies (other than ULIPs) with annual premiums exceeding Rs 5 lakh will become taxable.

Capital Gain Exemption

For HNIs availing high-value capital gain exemption by reinvesting in luxury apartments, tax deduction will be capped at Rs 10 crore.

For businesses

Online Gaming

Online gaming cos must deduct tax at source on net winnings of users (money earned net of entry fees) at a rate of 30% on every winning.

Audit Trail

Accounting software used by cos to maintain books of accounts must have mandatory audit trail facility with features to create edit logs of each change made.

Insurance Commissions

Life, general and health insurance cos will get the flexibility to pay commissions to agents according to board-approved policies within the overall expenses of management ceiling.

Home Loan Capital

Home loan providers need to provide more capital on their portfolio. Earlier, RBI had rationalised risk weight to give a fillip to the sector.