Data News Summary
Tier-2 cities in India are at the forefront of digital credit and inclusion, according to the Digital Credit & Inclusion Index (DCII) 2026, a joint study by Pahlé India Foundation and Amazon Pay. The report assigns Tier-2 an average score of 58.64, outperforming Tier-1 and Tier-3 cities.
What the DCII Measures
- The DCII assesses digital credit access, usage and inclusion across urban tiers to chart progress and gaps in digital finance adoption.
- The key finding places Tier-2 cities at the top with an average score of 58.64.
- The 2026 edition is a collaboration between Pahlé India Foundation and Amazon Pay.
The findings underscore a shift in digital financial activity toward mid sized cities, highlighting Tier-2 centers as major contributors to the growth of digital credit and inclusion in the country.
