RBI today, on 08.10.2021, has announced various measures to support small businesses and unorganized sectors. These measures will be helpful in remote areas with little or no internet connectivity, will expand reach of digital payments, will provide further impetus to fintech ecosystem and ensure continuous innovation in fintech.
These measures includes:
- Increasing IMPS (Immediate Payment Service Transaction) per transaction limit from Rs. 2 lakhs to Rs. 5 lakhs, to enhance customer convenience, enabling instant domestic fund transfer 24 x 7.
- Extension of Rs. 10,000 crore On-Tap Special Liquidity Long Term Repo Operations (SLTRO) for small finance banks, till December 31, 2021
- Introduction of pan-India Framework for Retail Digital Payment Solutions in offline mode, for areas with little or scarce internet access
- IMPS Transaction Limit to be increased from Rs. 2 Lakh to Rs. 5 Lakh
- Geo-tagging of all existing and new payment system touchpoints, to expand reach of payments acceptance infrastructure
- New fraud prevention cohort in RBI’s Regulatory sandbox, to provide further impetus to fintech ecosystem
- Continuation of Enhanced Ways and Means Advance Limits and liberalized overdraft measures for states, till March 31, 2022
- Continuation of classifying bank lending to NBFCs as priority sector lending, till March 31, 2022
- Internal Ombudsman Scheme for NBFCs with higher customer interface, to strengthen internal grievance redress mechanism
As a relief to the States and UTs, RBI has also extended the interim enhancement of Ways and Means Advance (WMA) limits of Rs. 51,560 Crore up to March 31, 2022. “This is to help states/UTs manage cashflow amidst continued uncertainties on account of the pandemic,” he remarked.
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- Source: Press Release ID: 1762064
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