According to a Finance Ministry reply to an RTI application filed by activist Chandra Shekhar Gaur, a significant portion of PM Jan Dhan Yojana accounts remains inactive and a large number carry no funds.

Key figures

  • One in four PMJDY accounts is inoperative.
  • Nearly 5.72 crore accounts have a zero balance.
  • Uttar Pradesh tops the state list in this data.

The information was provided by the Finance Ministry in response to the RTI request.

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