At present, many cases of cyber fraud have been seen in the country, where many people have become victims of fraud. Actually, there are many such apps, through which fraudsters are cheating people online. According to the report, more than 600 loan giving fake apps (illegal lending apps) are running in the country and these apps are also available on the App Store. If you have also downloaded these apps, then delete them immediately, otherwise you may suffer a lot. The Central Government has given this information through a statement on Monday. Let us know which are those apps.
Let us tell you that in response to a written question in the Lok Sabha on behalf of the Union Finance Ministry, it was said that according to the Reserve Bank of India (RBI) there are more than 600 such apps which are fake. After this surge, now preparations are being made to tighten the screws on digital lending apps (online lending apps) in the country. To conclude this, a committee constituted by RBI in January has suggested the formation of a nodal agency for the security of customers.
The Minister of State for Finance said that the Reserve Bank has started the Sachet Portal to register complaints against fake or illegal apps. About 2,562 complaints have been received on this portal between January 2020 and March 2021 against digital lending apps.
According to the RBI report, digital loan fraud is on the rise in recent times. More than 2500 complaints were received against (online loan fraud) digital lending apps from January 2020 to March 2021, with the maximum number of cases being reported from Maharashtra. After this, people of Karnataka, Delhi, Haryana, Telangana, Andhra Pradesh, UP, West Bengal, Tamil Nadu got cheated together.
Keep an eye on the platform – RBI
RBI keeps on alerting its customers in time. The Reserve Bank had on 23 December 2020 asked customers to guard against “unethical activities of unauthorized digital loan platforms or mobile apps” following the arrival of such fake cases. At the same time, MoS Finance said that, ‘It urged people to verify the company or the firm offering such loans.’ The minister further said that, ‘The central bank has issued advisory to the states to monitor such platforms or apps through the relevant law enforcement agencies.’