Sukanya Samriddhi Yojana (SSY) 8.2% Interest is completely tax-free interest + maturity for girl baby long term best option govt scheme.
Sukanya Samriddhi Yojana (SSY) Government Offers:
8.2% interest rate
Tax benefits under Income Tax Section 80C (up to ₹1.5 lakh per year)
Read more at: 8.25% Interest on EPF for FY 2025-26: When Will EPFO Members Get Credit in EPF Account?
Income Tax free interest and tax free maturity Amount
| Amount Deposit Monthly | Amount Deposit Yearly | Amount Invested Amount Time 15 Years | Earned Interest Amount | Maturity Amount |
| 250 | 3,000 | 45,000 | 93,552 | 1,38,552 |
| 500 | 6,000 | 90,000 | 1,87,103 | 2,77,103 |
| 1,000 | 12,000 | 1,80,000 | 3,74,206 | 5,54,206 |
| 2,000 | 24,000 | 3,60,000 | 7,48,412 | 11,08,412 |
| 4,000 | 48,000 | 7,20,000 | 14,96,825 | 22,16,825 |
| 5,000 | 60,000 | 9,00,000 | 1871031 | 27,71,031 |
| 7,000 | 84,000 | 12,60,000 | 26,19,444 | 38,79,444 |
| 10,000 | 1,20,000 | 18,00,000 | 37,42,062 | 55,42,062 |
| 11,000 | 1,32,000 | 19,80,000 | 41,16,269 | 60,96,269 |
| 12,500 | 1,50,000 | 22,50,000 | 46,77,578 | 69,27,578 |
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